Please note: We will be moving office on Saturday 24th October. There will be limited services and our phone systems may be down for short periods of time between Friday 23rd October - Monday 26th October. We hope to resume normal service by Tuesday 27th October.
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October 26, 2026
When the Senior Managers & Certification Regime (SM&CR) was introduced, it fundamentally changed the relationship between individuals and regulation. Responsibility no longer rested solely with the regulated firm; increasingly, it rested with the people leading it. Recent FCA enforcement actions have involved prohibiting  Senior Managers for failing to meet the standards of honesty and integrity...
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