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August 1, 2025
01
Aug

Simplifying SM&CR

August 1, 2025
What FCA-Regulated Firms Need to Know, Now The regulators are listening. In July, the FCA and PRA jointly proposed reforms to the Senior Managers & Certification Regime (SM&CR)—a regulatory cornerstone for financial services firms since 2016. For the thousands of businesses operating in the consumer credit space, the proposed changes are being positioned as a...
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01
Aug

FCA Complaint Handling Reforms

August 1, 2025
What Consumer Credit Firms Need to Know Now The FCA, in partnership with HM Treasury and the Financial Ombudsman Service (FOS), have launched a proposed reform to the UK’s complaints handling and redress framework. These changes are more than administrative tweaks – they represent a strategic shift in how financial firms will be expected to...
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